Delaware · Free tool
Delaware DPERS Retirement Calculator
The Delaware Public Employees' Retirement System (DPERS) calculates a pension as 2.0% multiplied by your final average compensation multiplied by your years of service. Enter your numbers below for an estimate.
Enter your numbers. The percentage is pre-filled with the 2.0% DPERS multiplier; adjust it for your tier or service level.
DPERS uses a 2.0% multiplier on your final average compensation (the average of your highest three years). Early retirement before your normal retirement age reduces the benefit. Confirm with Delaware DPERS.
Your estimated Delaware DPERS pension
Updates as you type.
Educational estimate only, not financial advice. Uses a simplified Delaware DPERS formula and your inputs; your real benefit varies by tier, service, age, and salary rules.
How the Delaware DPERS formula works
For service earned after 1996, DPERS uses a 2% multiplier on your final average compensation, the average of your highest three years. Normal service retirement is age 62 with five years, age 60 with 15 years, or 30 years at any age.
This calculator uses a single percentage and a simplified formula, so treat the result as an estimate and confirm your figure with DPERS. Delaware teachers also pay into Social Security. Use the full Teacher Retirement Calculator to combine your pension with your 403(b)/457(b) and Social Security, or read what the WEP and GPO repeal means for teachers.
Questions
How is a Delaware DPERS pension calculated?
The DPERS benefit multiplies a 2.0% multiplier by your final average compensation by your years of service. For example, 30 years at a $60,000 final average compensation is 2.0% × $60,000 × 30 = $36,000 per year before any early-retirement reduction.
What multiplier does Delaware DPERS use?
It is 2.0% per year of service. Adjust the percentage on the calculator if your tier or service level uses a different rate.
Do Delaware teachers get Social Security?
Yes. Delaware teachers pay into Social Security, so most receive a DPERS benefit plus a Social Security benefit. Adding any 403(b) or 457(b) savings completes the picture.