What to Expect from Your Retirement
Our complimentary advisor review provides comprehensive insights into your retirement planning needs. We specialize in helping teachers and public servants understand and maximize their state pension benefits.
As a public sector employee in Florida, you participate in the Florida Retirement System (FRS), one of the largest public pension systems in the United States. Understanding how your pension works is crucial to making informed decisions about your retirement timeline and financial security.
Your state pension benefit is calculated based on several critical factors:
During our consultations, educators and public employees frequently ask:
Many educators discover during our analysis that they're leaving money on the table or could retire earlier than expected. Small decisions—like whether to elect DROP, purchase service credit, or time your retirement date strategically—can impact your lifetime retirement income by tens of thousands of dollars. Our specialized knowledge of the Florida pension system ensures you make informed choices aligned with your goals.
Our advisor evaluates your existing retirement accounts, household financial position, and current insurance coverage to provide a complete picture of your retirement readiness.
We calculate detailed projections for your state pension income at your earliest eligible retirement date, helping you understand exactly what to expect.
A personalized financial and protection strategy is created to address gaps between your current circumstances and long-term retirement objectives.
Continuous guidance is provided as your career and family situations change, ensuring your retirement plan stays on track.
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