Connecticut · Free tool
Connecticut TRB Retirement Calculator
The Connecticut Teachers' Retirement Board (TRB) calculates a pension as 2.0% multiplied by your average annual salary multiplied by your years of service. Enter your numbers below for an estimate.
Enter your numbers. The percentage is pre-filled with the 2.0% TRB multiplier; adjust it for your tier or service level.
TRB uses a 2.0% multiplier on your average annual salary (the average of your highest three years). Early retirement before your normal retirement age reduces the benefit. Confirm with Connecticut TRB.
Your estimated Connecticut TRB pension
Updates as you type.
Educational estimate only, not financial advice. Uses a simplified Connecticut TRB formula and your inputs; your real benefit varies by tier, service, age, and salary rules.
How the Connecticut TRB formula works
The Connecticut TRB uses a 2% multiplier on your average annual salary, the average of your highest three years. Normal retirement is age 60 with 20 years, or 35 years at any age. Connecticut teachers generally do not pay into Social Security for their teaching service.
This calculator uses a single percentage and a simplified formula, so treat the result as an estimate and confirm your figure with TRB. Most Connecticut teachers do not pay into Social Security for their teaching service, which makes the WEP and GPO repeal especially relevant. Use the full Teacher Retirement Calculator to combine your pension with your 403(b)/457(b), or read what the WEP and GPO repeal means for teachers.
Questions
How is a Connecticut TRB pension calculated?
The TRB benefit multiplies a 2.0% multiplier by your average annual salary by your years of service. For example, 30 years at a $70,000 average annual salary is 2.0% × $70,000 × 30 = $42,000 per year before any early-retirement reduction.
What multiplier does Connecticut TRB use?
It is 2.0% per year of service. Adjust the percentage on the calculator if your tier or service level uses a different rate.
Do Connecticut teachers get Social Security?
Most do not. Connecticut teachers generally do not pay into Social Security for their teaching service, so they receive a TRB pension instead. The Social Security Fairness Act, signed in January 2025, repealed the WEP and GPO that previously reduced any other Social Security a teacher had earned.