Cypress-Fairbanks ISD 403(b) Approved Vendors (2026 Guide)
TCG administers the Cy-Fair 403(b). Here is how to enroll, where the real vendor list lives, and how to avoid the fee traps on a roughly 50-vendor menu.
Who Administers the Cypress-Fairbanks ISD 403(b)?
Cypress-Fairbanks ISD runs its voluntary 403(b) through TCG Administrators, an independent fee-based third-party administrator, at 800-943-9179 or tcgservices.com. The district publishes its retirement plan information through the CFISD Employee Benefits Center, operated with First Financial Group of America (FFGA).
Contributions are made through a Salary Reduction Agreement: the participating employee agrees to a payroll reduction that is directed to the investment provider they select. As with every 403(b), enrollment is two steps. First open an account with a vendor on the district's approved list, then set the payroll deduction through TCG. One without the other moves no money.
For benefits questions, the CFISD Employee Benefits Center can be reached at 800-523-8422 (Houston area 281-847-8422). TCG plan questions go to 403b@tcgservices.com.
Which Vendors Are Approved at Cy-Fair?
The official approved vendor list is maintained through the district's plan administrator, TCG, so the authoritative answer always comes from TCG or the CFISD Benefits Department. What is publicly documented:
- Cy-Fair runs a large multi-vendor menu. The independent 403bwise directory shows roughly 50 available 403(b) companies for the district, including National Life Group (Life Insurance Company of the Southwest), Corebridge Financial, Equitable, Horace Mann, Lincoln Investment, Security Benefit, Vanguard, Victory Capital, and Voya Financial.
- A large Roth 403(b) subset is also available, including National Life Group, Corebridge Financial, Equitable, Horace Mann, Security Benefit, and Vanguard, per the same directory. For the 457(b), the directory lists TCG Administrators.
Sources: CFISD Employee Benefits Center, 403(b) Retirement Plan page (TPA and enrollment); 403bwise Cypress-Fairbanks ISD directory (vendor menu). Checked July 2026. The official list is maintained by TCG; confirm before opening an account.
National Life Group at Cy-Fair: listed, and we confirm before setup
National Life Group appears on the independent 403bwise vendor directory for Cypress-Fairbanks ISD, for both traditional and Roth 403(b). Because TCG maintains the district's official list, Life Gateway verifies current availability with TCG as the first step of any account setup, before you sign anything.
Book a Free 403(b) Fee ReviewHow to Compare Vendors on a 50-Company Menu
A long approved list is not a ranking, and inclusion is not an endorsement. Many 403(b) products sold in K-12 plans are annuities, and some carry surrender charges of 5 to 10 percent if you move your money in the early years. A difference of just 1 percent in annual fees can reduce a final balance by 25 percent or more over a 30-year career.
- Ask for the full fee schedule in writing: expense ratios, mortality and expense charges, account maintenance fees, and any per-transfer costs.
- Check the surrender period before you sign: know exactly how many years your money is locked in and what leaving early would cost.
- Remember the 457(b) option: it has its own separate IRS contribution limit and no 10 percent early withdrawal penalty, which matters if you plan to retire before 59 and a half.
For a deeper walkthrough of the fee traps common in educator plans, read our guide on avoiding high 403(b) fees.
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Changing districts, moving states, or weighing a Roth move? Read changing districts or states and the 403(b) to Roth IRA conversion guide.
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Who administers the Cypress-Fairbanks ISD 403(b) plan?
Cypress-Fairbanks ISD runs its voluntary 403(b) through TCG Administrators, an independent third-party administrator, at 800-943-9179 or tcgservices.com. District retirement plan information is published through the CFISD Employee Benefits Center (with First Financial Group of America), reachable at 800-523-8422.
Which 403(b) vendors are approved at Cy-Fair ISD?
The official approved vendor list is maintained by TCG, the district's plan administrator. The independent 403bwise directory shows roughly 50 available 403(b) companies for Cypress-Fairbanks ISD, including National Life Group, Corebridge Financial, Equitable, Horace Mann, Lincoln Investment, Security Benefit, Vanguard, and Voya Financial. Confirm the current official list with TCG before opening an account.
Is National Life Group available in the Cy-Fair 403(b)?
National Life Group (also known as Life Insurance Company of the Southwest) appears on the independent 403bwise vendor directory for Cypress-Fairbanks ISD for both traditional and Roth 403(b) accounts. Because TCG maintains the district's official list, Life Gateway confirms current availability with TCG as the first step of any account setup.
How do I start or change 403(b) contributions at Cy-Fair?
Open an account with an approved vendor, then set your contribution through a Salary Reduction Agreement processed by TCG at tcgservices.com or 800-943-9179. Contribution changes and distributions also go through TCG. For benefits help, contact the CFISD Employee Benefits Center at 800-523-8422.
Life Gateway is an insurance-licensed financial services firm. This guide is educational, compiled from publicly available district, administrator, and directory sources as of July 2026, and is not endorsed by or affiliated with Cypress-Fairbanks ISD or TCG. The official approved vendor list is maintained by TCG and changes over time; always confirm current details before acting.
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