Florida school districts we serve
National Life Group is an approved 403(b) provider in 38 Florida school districts. Life Gateway advisors can work with educators in any of them: in person across St. Johns County and the Jacksonville area, and by video everywhere else in the state.
Book a free retirement reviewFlorida's three largest districts on the list
All 38 districts
Largest first. Each district's approved 403(b) provider list is published by the district or its plan administrator, and we check those lists regularly. Each card shows when its list was last checked: 36 of 38 were checked Sep 28, 2026.
No match. If your district is not listed, call (904) 730-1880 and we will check for you.
Miami-Dade County
Miami
- Students
- 335,500
- Schools
- 530
Approved provider list checked Jul 24, 2026 · District 403(b) guide
Broward County
Fort Lauderdale
- Students
- 251,408
- Schools
- 325
Approved provider list checked Sep 28, 2026
Orange County
Orlando
- Students
- 206,815
- Schools
- 275
Approved provider list checked Sep 28, 2026
Palm Beach County
West Palm Beach
- Students
- 189,777
- Schools
- 234
Approved provider list checked Sep 28, 2026
Duval County
In personJacksonville
- Students
- 127,971
- Schools
- 203
Approved provider list checked Jul 24, 2026 · District 403(b) guide
Polk County
Bartow
- Students
- 111,041
- Schools
- 165
Approved provider list checked Sep 28, 2026
Osceola County
Kissimmee
- Students
- 74,289
- Schools
- 86
Approved provider list checked Sep 28, 2026
Seminole County
Sanford
- Students
- 65,443
- Schools
- 76
Approved provider list checked Sep 28, 2026
Volusia County
DeLand
- Students
- 62,742
- Schools
- 87
Approved provider list checked Sep 28, 2026
Manatee County
Bradenton
- Students
- 52,895
- Schools
- 82
Approved provider list checked Sep 28, 2026
St. Johns County
In personSt. Augustine
- Students
- 51,434
- Schools
- 55
Approved provider list checked Sep 28, 2026
Lake County
Tavares
- Students
- 48,285
- Schools
- 61
Approved provider list checked Sep 28, 2026
Collier County
Naples
- Students
- 48,282
- Schools
- 74
Approved provider list checked Sep 28, 2026
Sarasota County
Sarasota
- Students
- 45,314
- Schools
- 64
Approved provider list checked Sep 28, 2026
Clay County
Green Cove Springs
- Students
- 39,362
- Schools
- 55
Approved provider list checked Sep 28, 2026
Leon County
Tallahassee
- Students
- 31,769
- Schools
- 55
Approved provider list checked Sep 28, 2026
Santa Rosa County
Milton
- Students
- 29,824
- Schools
- 41
Approved provider list checked Sep 28, 2026
Bay County
Panama City
- Students
- 27,675
- Schools
- 49
Approved provider list checked Sep 28, 2026
Hernando County
Brooksville
- Students
- 24,015
- Schools
- 32
Approved provider list checked Sep 28, 2026
Martin County
Stuart
- Students
- 18,270
- Schools
- 36
Approved provider list checked Sep 28, 2026
Flagler County
Bunnell
- Students
- 13,503
- Schools
- 13
Approved provider list checked Sep 28, 2026
Hendry County
LaBelle
- Students
- 13,406
- Schools
- 16
Approved provider list checked Sep 28, 2026
Nassau County
Fernandina Beach
- Students
- 12,746
- Schools
- 22
Approved provider list checked Sep 28, 2026
Putnam County
Palatka
- Students
- 10,178
- Schools
- 19
Approved provider list checked Sep 28, 2026
Columbia County
Lake City
- Students
- 9,785
- Schools
- 18
Approved provider list checked Sep 28, 2026
Sumter County
Bushnell
- Students
- 9,598
- Schools
- 14
Approved provider list checked Sep 28, 2026
Suwannee County
Live Oak
- Students
- 5,968
- Schools
- 13
Approved provider list checked Sep 28, 2026
Wakulla County
Crawfordville
- Students
- 5,134
- Schools
- 15
Approved provider list checked Sep 28, 2026
Baker County
Macclenny
- Students
- 4,929
- Schools
- 10
Approved provider list checked Sep 28, 2026
Hardee County
Wauchula
- Students
- 4,725
- Schools
- 11
Approved provider list checked Sep 28, 2026
Gadsden County
Quincy
- Students
- 4,705
- Schools
- 17
Approved provider list checked Sep 28, 2026
Washington County
Chipley
- Students
- 3,305
- Schools
- 10
Approved provider list checked Sep 28, 2026
Holmes County
Bonifay
- Students
- 3,201
- Schools
- 10
Approved provider list checked Sep 28, 2026
Bradford County
Starke
- Students
- 2,928
- Schools
- 11
Approved provider list checked Sep 28, 2026
Union County
Lake Butler
- Students
- 2,370
- Schools
- 6
Approved provider list checked Sep 28, 2026
Gulf County
Port St. Joe
- Students
- 1,915
- Schools
- 7
Approved provider list checked Sep 28, 2026
Glades County
Moore Haven
- Students
- 1,792
- Schools
- 9
Approved provider list checked Sep 28, 2026
Hamilton County
Jasper
- Students
- 1,637
- Schools
- 6
Approved provider list checked Sep 28, 2026
Your pension comes first
Most public school employees in these districts belong to the Florida Retirement System, through either the FRS Pension Plan or the FRS Investment Plan, and which one you chose changes what a 403(b) needs to do for you. That is where our review starts. Run your own numbers with theFlorida FRS calculator.