Katy ISD 403(b) Approved Vendors (2026 Guide)
TCG handles the Katy ISD 403(b) and 457. Here is how to enroll, where the real vendor list lives, and how to avoid the fee traps on a 40-plus-vendor menu.
Who Administers the Katy ISD 403(b)?
Katy ISD's Payroll department directs all 403(b), 457, and FICA Alternative plan needs to TCG Group Holdings (formerly JEM Resources) at 1-800-943-9179 or tcgservices.com. TCG maintains the approved vendor list and processes enrollments, contribution changes, loans, and distributions.
As with every 403(b), enrollment is two steps: open an account with a company on the district's approved vendor list, then set the payroll deduction through TCG. One without the other moves no money.
The district's payroll reference for retirement plans lives at katyisd.org, Financial Services, Payroll.
Which Vendors Are Approved at Katy ISD?
The official approved vendor list is maintained by TCG, the district's plan administrator, so the authoritative answer always comes from TCG. What is publicly documented:
- Katy ISD runs a large multi-vendor menu. The independent 403bwise directory shows roughly 45 available 403(b) companies for the district, including National Life Group (Life Insurance Company of the Southwest), Corebridge Financial, Equitable, Horace Mann, Lincoln Investment, Security Benefit, T. Rowe Price, Vanguard, Victory Capital, and Voya Financial.
- The directory does not break out a separate Roth 403(b) or 457 lineup for Katy ISD, so Roth availability by vendor and the 457 menu should be confirmed directly with TCG.
Sources: Katy ISD Payroll department page (TPA); 403bwise Katy ISD directory (vendor menu). Checked July 2026. The official list is maintained by TCG; confirm before opening an account.
National Life Group at Katy ISD: listed, and we confirm before setup
National Life Group appears on the independent 403bwise vendor directory for Katy ISD's 403(b). Because TCG maintains the district's official list, Life Gateway verifies current availability, including Roth options, with TCG as the first step of any account setup, before you sign anything.
Book a Free 403(b) Fee ReviewHow to Compare Vendors on a Big-District Menu
A long approved list is not a ranking, and inclusion is not an endorsement. Many 403(b) products sold in K-12 plans are annuities, and some carry surrender charges of 5 to 10 percent if you move your money in the early years. A difference of just 1 percent in annual fees can reduce a final balance by 25 percent or more over a 30-year career.
- Ask for the full fee schedule in writing: expense ratios, mortality and expense charges, account maintenance fees, and any per-transfer costs.
- Check the surrender period before you sign: know exactly how many years your money is locked in and what leaving early would cost.
- Remember the 457(b) option: it has its own separate IRS contribution limit and no 10 percent early withdrawal penalty, which matters if you plan to retire before 59 and a half.
For a deeper walkthrough of the fee traps common in educator plans, read our guide on avoiding high 403(b) fees.
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Changing districts, moving states, or weighing a Roth move? Read changing districts or states and the 403(b) to Roth IRA conversion guide.
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Who administers the Katy ISD 403(b) plan?
Katy ISD's Payroll department directs all 403(b), 457, and FICA Alternative plan needs to TCG Group Holdings (formerly JEM Resources) at 1-800-943-9179 or tcgservices.com. TCG maintains the approved vendor list and processes enrollments and contribution changes.
Which 403(b) vendors are approved at Katy ISD?
The official approved vendor list is maintained by TCG, the district's plan administrator. The independent 403bwise directory shows roughly 45 available 403(b) companies for Katy ISD, including National Life Group, Corebridge Financial, Equitable, Horace Mann, Security Benefit, T. Rowe Price, Vanguard, and Voya Financial. Confirm the current official list with TCG before opening an account.
Is National Life Group available in the Katy ISD 403(b)?
National Life Group (also known as Life Insurance Company of the Southwest) appears on the independent 403bwise vendor directory for Katy ISD's 403(b). The directory does not break out Roth availability by vendor for Katy, so Life Gateway confirms current availability and Roth options with TCG as the first step of any account setup.
How do I start or change 403(b) contributions at Katy ISD?
Open an account with an approved vendor, then set your contribution through TCG at tcgservices.com or 1-800-943-9179. Contribution changes, loans, and distributions also go through TCG directly.
Life Gateway is an insurance-licensed financial services firm. This guide is educational, compiled from publicly available district, administrator, and directory sources as of July 2026, and is not endorsed by or affiliated with Katy ISD or TCG. The official approved vendor list is maintained by TCG and changes over time; always confirm current details before acting.
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